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Tübingen

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  • Application Season
    2015 Fall
  • Program
    DAAD Intensive Language Grant

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  1. I just finished up my first year of an MA/PhD and successfully got my MA (just need to file for it). I'm applying for two summer scholarships for next summer and for 5 conferences for this coming year, with the hope of getting into one. Other than that, I'm just focused on coursework and my new job. I can't wait for the semester to start and yet, I'd also like a few more weeks to Netflix and stare at the books I promised myself I would read.
  2. You might only find Victorianists, not ones that ONLY specialize in religion. I'd check out Rutgers and Duke and U of Indiana Bloomington.
  3. Where are you applying from? US usually had the October deadline and people heard back already.
  4. People has mentioned before that "selection-made" does not necessarily mean anything. Or it could mean they made a decision, but which one isn't clear.
  5. The OP did not mention if the loan was Federal or Private. Private loans often require a cosigner.
  6. With a co-signer, most students can get a student loan. A co-signer essentially agrees to pay the loan if the student does not. Interest rates depend on the income/credit of the applicant. Thus, if a student applies without a co-signer, they are usually either denied or given a very high interest rate (for private loans). With a co-signer you may be able to get a better interest rate (though mine have all been higher than 8% and I have amazing credit, as did my co-signer).
  7. I'm not sure what it is like applying from India, but I know for US candidates, it is extremely difficult if applying for external funding. Even internal funding (from a uni or department) isn't easy to win and usually only cover part of tuition, not living expenses.
  8. ncole1 is spot on about setting reasonable goals as it really depends on how much your interest is. Mine is $115/month for one loan. Multiply that by 3 loans and that is my grocery bill for three months! On a small stipend, it could be impossible to set that much aside, so don't feel bad if you can't. I'm only going to able to pay a little extra on my loans because I took on a second job.
  9. Thanks! I'll look into this! The prospect of paying off an entire loan is fairly enticing, but also not having to do such a high monthly interest payment compared to my other two private loan payments is also appealing.
  10. I currently have three private loans and three federal loans. All are in deferment. I'm working a second job this year and am saving all the money then doing one large payment at the end of the school year (thus making sure I have enough savings for the summer). My question is, should I put it towards the newest private loan, which I am paying the monthly interest on while in deferment, and thus lower the regular monthly interest payment, or should I put it towards my oldest loan, which also has the lowest interest rate, but is accumulating interest? I'm ignoring the federal loans for now because those I can at least do income based repayment when I graduate, unlike my private ones.
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