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Kristen Ackley

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About Kristen Ackley

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  • Application Season
    2016 Fall
  • Program
    Speech Language Pathology
  1. The interest rates. Also the amount you can borrow per year is different. Direct Subsidized Loans Undergraduate 4.45% Direct Unsubsidized Loans Undergraduate 4.45% Direct Unsubsidized Loans Graduate or Professional 6% Direct PLUS Loans Parents and Graduate or Professional Students 7%
  2. https://www.usnews.com/education/best-graduate-schools/paying/articles/2014/03/11/4-ways-graduate-student-loans-differ-from-college-debt
  3. Subsidized loans the government pays the interest until the end of your deferment period (usually 6 months after you graduate). Un-subsidized loans the interest begins accruing immediately after you borrow it and continues to accrue (daily actually) while you're in school and until paid off. So with un-subsidized you borrow 20K the first year, 20K the second, and by the time your finish school you owe 43K with $3000 in interest added in (these numbers are made up, but you can look up a loan calculator to get real numbers).
  4. Penn State doesn't require a security deposit.
  5. Penn State looks at in major GPA and I think last 60. I applied with similar stats to yours last year and got in.
  6. Penn State SLP Class of 2018 https://m.facebook.com/groups/1530584310579497
  7. @zephiwho I am very interested in talking to you a bit more. My email address is kristen.l.ackley@gmail.com and that's probably the easiest way to contact me!
  8. Hi all! Am posting again to see if there is any more interest now that April 15th is approaching. My husband and I are looking to share an apt or house with a roommate (or a few roommates) to save on rent. We'd like to find a place with our own bathroom. We are down to earth and easy to get along with. I'd love to hear from others interested!
  9. @Cat_Robutt thanks! I've been wondering what area of State College to check out. Bellefonte and Boalsburg both seem like good options as well.
  10. Thanks for the advice. I've been looking there as well. I'll keep looking!
  11. Hi all. I was admitted to PSU and am 90% sure I'm going to commit. I have been looking at housing options and am feeling a bit overwhelmed by it all! I'm definitely going to be looking for a roommate based on prices. A few things about my situation make it unique: 1. I am married, so my husband would be living with us as well. We're both really laid back. 2. We are a bit older than the traditional graduate student. I'm 28 and he's 31. 3. We have a car, so we'd be willing to live outside of State College if that made things more affordable. I'd like to stay on the bus line, though.
  12. Hi! My husband and I will be moving to State College in the fall. We are looking for a roommate (or two) as well. We'd like a 2 bed 2 bath but are flexible. House or apt doesn't matter. We're laid back and like to hike, play video games, and cook. We'd love to talk more about housing/ roommate options.
  13. I was accepted to both Masters programs for Speech Pathology. I am primarily interested in research and hope to earn a PhD eventually. I am trying to figure out which is a better fit. I am also a non-traditional, older student (28 years old and married). I am wondering if anyone has any thoughts or suggestions as to how to make this decision!