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Net stipend after tax deductions...UMN Minnesota


goahead

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So I am offered 23500$ GRA with full tuition waiver and health benefits for PhD at UMN Minnesota. Please let me know what will be the approx take home monthly stipend after tax deductions at UMN. I will be moving with my wife and kid (2 yrs). My wife is also looking for a postdoc though.

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Difficult to say without knowing if your wife will be working and what her income is. You should also consider what it will cost to ensure your wife and kids on your health insurance plan or if that's entirely covered by the health benefits you're being offered. 

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Thanks for the quick response. I am planning to move alone initially for few months and then probably get my wife n kid. In the mean time I plan to find s position for my wife. My aadviser has also assured me to help her get a postdoc/research position. Im an international applicant. Just worried ehat will be the take stipend so that i can plan better.

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Is it a 9 month or a 12 month stipend? I think general rule of thumb (but I don't know for international applicants) is take out 20%. It probably is less, but if you budget with 80% of your money, you will be better off in the long run. 

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Is it a 9 month or a 12 month stipend? I think general rule of thumb (but I don't know for international applicants) is take out 20%. It probably is less, but if you budget with 80% of your money, you will be better off in the long run.

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Not sure right now. May be I shoukd ask the Program. Offer letter reads "Your initial stipend will be $23,500 plus a tuition waiver and healthcare benefits".

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Another concern for me is how to ask my adviser to increase stipend or provide other fellowship for which i can work extra hours citing my need to support wife and a kid. RA stipends are same for all incoming PhDs. First year funding is from college and rest of years will be supported by PIs funds. Will it be appropriate to discuss this with advisers (i have 2 advisers)?

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Thanks Rising_star. I know it will be difficult for them to pay more. best option will be to look for a job for my wife. Thanks for your suggestions.

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