Guest Posted April 28, 2015 Share Posted April 28, 2015 Hi everyone, As a 22 year old prospective student,I am a loss right now. At the moment, I am applying for GradPLUS loans. However, I have come to the conclusion that GradPLUS does not cover 'moving expenses' for the summer.... unless I was to take a summer course. This is not the case for me. Please correct me, if I am wrong. I will be making a long-distanced move from Louisiana to DC in the summer in order to have time to adjust to the city and to even perhaps score a last minute internship/volunteer job. I also do not have any family in DC and will be living out there alone, so that's another reason. What are my options that can aid me in funding a 'summer-move' before my actual program starts? My parents are not in a position to help me pay for it, and I do not have anything saved up. I've scoured this forum and have found solutions such as taking out a credit card with 0% interest for 18-24 months...or taking out a small personal/private loan to make the first move (no more than $5k). My program does not give me a list of private lenders on their site, so I am clueless. Does anyone know of any reliable 'private' lenders that I can look into...if I was to go with that option? Thanks so much. This site has been helpful. Link to comment Share on other sites More sharing options...
GeoDUDE! Posted April 28, 2015 Share Posted April 28, 2015 Bank of America. Wells Fargo. USAA. Link to comment Share on other sites More sharing options...
bsharpe269 Posted April 28, 2015 Share Posted April 28, 2015 Wells Fargo is big on the east coast. I would chat with their bankers about your options. Link to comment Share on other sites More sharing options...
Guest Posted April 28, 2015 Share Posted April 28, 2015 Thanks a lot guys. Link to comment Share on other sites More sharing options...
Guest Posted May 12, 2015 Share Posted May 12, 2015 (edited) Ok, I have to bump this thread. Any one knows of any reliable personal loans for people with NO/VERY LITTLE credit history (At 22 and straight out of undergrad, I have not tethered with many credit cards). USAA failed for me due to not having a credit history..although I loved the simplicity of the application. This seems to be a slight roadblock for several personal loans for me as well. Bank of America did not have a basic personal loan solely for moving expenses. I also checked out Wells Fargo.The site told me that I have to go in person to them in person to sign up for a personal loan, And sadly I live in a southern state without a Wells Fargo bank. I'm going to DC on June 6, so I will go in person by then. But for now, I cannot do anything with it as an option. Edited May 12, 2015 by Guest Link to comment Share on other sites More sharing options...
Guest Posted May 12, 2015 Share Posted May 12, 2015 (edited) Nevermind. I just gave Wells Fargo a call. I have a strong possibility of getting something from them despite having no/very limited credit. I just have to go there and apply in person when I get up in DC. Edited May 12, 2015 by Guest Link to comment Share on other sites More sharing options...
rising_star Posted May 12, 2015 Share Posted May 12, 2015 You could also try getting a personal loan from any of the other banks in your area. It doesn't really matter where the bank is since you can always either mail them a payment or pay online. If you don't have to specify why you need a personal loan, don't. Moving may make you sound flaky, which isn't a good way to get a loan. Link to comment Share on other sites More sharing options...
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