Hey Spiesie-
I'll be graduating in a few weeks (thesis gods willing), and I've been living here for about two years. I'm very comfortable here, but I don't spend much time in the spots directly around campus, and downtown CAN get a little dicey if you're out until 3am. I live on the east side of the town, right over the river. Apartments here are very affordable in general compared to what I'm used to back home in New York. I have a 775sqft apartment for 575/month. I love my apartment. It's big, clean, safe, out of the way of the undergrads who live here, and super cheap. Heat included, which makes a huuuuge difference in the winter. I'd be happy to PM you my complex if you're interested.
If you have any other questions, let me know!