I apologize in advance if this is a dumb question. I was admitted to a doctorate program and the department is offering full tuition remission, 80% health insurance, and a stipend of 14,000. I noticed on the website that this totals approximately the estimated cost of living in this area. However, I'm wanting to take out additional federal loans (Stafford or GradPlus) to up this stipend amount preferably into the 20-25k range over the year. Is this possible or would I need to seek out alternative sources? Thanks for any replies.