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I was admitted to Columbia SIPA for this fall, but deferred a semester to let things settle. I would probably defer even longer and just keep working, but if I did I would lose the $3k in tuition deposits I've already submitted as well as the financial aid I was awarded. Since I'm certain that Columbia will have less money to hand out for merit-based aid come next fall, I'm not going to risk losing that cushion. If it ends up being fully virtual next semester then so be it, I can deal with a few months of virtual classes. 

Very much hoping that I can have a traditional grad school experience for at least 2-3 of the 5 semesters. It would really suck to miss out on all that good good networking & friendmaking. 

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