Clay Nails

It might be a good idea for some of you to look into one of fafsa's repayment plans now. I just did the income based repayment plan which locks you in for only 15% of your income. http://studentaid.ed.gov/repay-loans/understand/plans/income-based. Between my wife and I, we already owe well over $100K...and it looks like even more now with me going to grad school.

Checked Penn State's status today and it said to contact department. I called and they said they hoped to have decisions finalized by the end of the week.