steve20m

So I have very little savings (maybe $2,000). I want to start graduate school this fall but my loans do not cover the full cost of school, so I would have to take out additional loans to pay for the remainder, plus living expenses. Am I crazy? How do people make this work? If I do make it work, about how long can I expect to be making loan payments on a MSW salary?

I am SO torn. Money-wise, Salem State seems the best choice, but it does not offer exactly what I am looking for (coursework specific to serving LGBTQ clients). Simmons gave me money, but like Salem, it does not offer exactly what I am looking for and they seem kind of disorganized. BU seems like a great program and has LGBTQ coursework and there would be the opportunity to get a dual degree in public health, which interests me and might be a smart move for the future employment and salary-wise. Smith has a strong clinical program, a great community feel, LGBTQ coursework, and the practicum might be located anywhere in the country (good for adventure, maybe stressful/expensive to move). Any thoughts or insights that might help me decide?!