tang116

Thanks so much for your advice Demetrios2011. I had an undergrad degree in Sociology, which means I can't really get good paying jobs. Right now I am working as a social worker with salary of $24,000 a year and my loans are currently in grace period. But I am planning on deferring it until I finished grad school. I already expected to pay back those loans off for the rest of my life..I have no choice. Looks like I am really out of luck and had made really bad decision in my life. And with the current job market it will be hard to find a good paying job with a degree in sociology.

Yes, its 230,000...I took out both private and federal loans. I know I made a big mistake. I went out of state for school and cost of living and tuition was really expensive. So I ended up taking out way too much loans. And I am going for my Master's in Higher Education Administration.

Hi everyone, I am starting grad school this fall and knowing that I already have a huge burden of 230,000 undergrad loans in debt. And now I even took out more for graduate school. Is anyone out there has this much loan want to share their experience? How do you manage to pay back? To live, to have a social life...I think about this huge debt everyday of my life. I don't know if I ever be able to buy a house and live comfortably. I just hope I can get some feedback here. Thanks so much!