I've visited UNC (for Physics Grad) and the area was very nice, and on the stipends I've received from the department it should be very
easy to live in the area. What I've heard about UCI however is that it can be very hard to live in the Irvine area, due to it being in Orange County.
I would also try to get in touch with potential advisors at both places, the worst they can say is no, and if that's the case I think you
may have just found out where you would be more suited to go.