Hello, long time lurker here. Looking for some advice on my specific situation, and this looked like the thread for it.
I've narrowed my options down to 2.
Option A is a terminal MA program that is highly ranked (top 5) and very highly ranked in my AOI (top 2). There are multiple well known faculty there that I would love to work with. I feel that attending this program would enable me to not only grow as a philosopher, but also to improve my application exponentially and enable me to gain admission into a top-tier program. However, my undergraduate records are less-than stellar so I worry that even the best MA program in the world wouldn't get me admitted into a T10 University.
Option B is a PhD program ranked in the 30s on the PGR. This is respectable but I know how important prestige is and I wonder if I could do better. Granted, the school really is good, has good (but not great) placement. That is, they consistently place students into post-docs or professorships, but I haven't seen many get placed into professorships in T50 schools. Is this an unrealistic expectation anyway?
I keep getting different advice from different people whom I trust and that are informed about the general climate of philosophy admissions.
On the one hand, I feel lucky to be admitted to Option B given my not so great undergraduate career. My worst fear is choosing option A, and then getting in either somewhere worse than Option B or into nowhere at all. Even looking at Option A shows that many graduating students go on to schools like Option B or even, sometimes, worse.
BUT they also (and I think I could, too) often go to places much better than Option B. If I settle with Option B now, I will never know if I could have done better. Further, the time spent at the MA program would be valuable in a sense even if at the end of it I did end up going with Option B, I will have made more connections, fine tuned my abilities, and ultimately be ready for the rigor that is a PhD program.
I know in the end the choice is my own. But I would gladly accept any and all opinions on the matter. For example, are there any of you who would like to slap me for considering denying a T50 program with really good placement? Am I being greedy? Or, do you think I could do better after the MA (given the little information I've provided)?