I got 110 in Toefl (30R 29L 23S 28W). I hope that could offset a little bit my GRE verbal.
To reply to your questions, I'm currently majoring in applied maths in a top university in Europe, with GPA>4.2 over 4.4. Three internships (one kind of doing quant research in an investment bank), some academic research projects in financial maths, but no publications. And I'm trying to have good letters from well known professors now.