I thought I'd find respectful people on this forum, but evidently I was wrong. You accuse me of being naïve and tell me that my comments sound jejune, but you do not know me personally. Furthermore, you address me as “dude”, and you imply that I am juvenile?
My dear friend, first of all I am not “dude” but my name is Carl. And if you read my comment carefully, I said that at present I teach philosophy in a college, and that upon graduation I have been offered a full-time position. That’s why I cannot wait next year like you hoping to get into a fully funded program.
Perhaps you are the kid here who has time and money to waste. I am 40 years old, I have a wife and three children—three! I do not have time like you to sit around and wait until next year or the one after that. I have to get a piece of paper that allows me to turn my job as a teacher into a full-time job, and bring home some money. That is why I do not worry too much about money—because I am already broke. And unfortunately in this country, people like me who are not independently wealthy have no choice but to take a loan if they want a degree.
Next time you make a comment be considerate and don’t think everybody is like you at home with mommy making soup and making your bed.