Hi Gradschoolvoyage,
I agree with exploring more opportunities. I actually just kind of saw the NYU sociology of education program, read up on professors and was completely gung ho. It was the only school I applied to and I told myself that if they didn't help me with funding, I wouldn't go. I ended up with a 12k scholarship and with my Americorps scholarship, I still will be about 60k in debt. However, once the prospect of embarking on a masters at a great university, in a great city and in a great program loomed ahead of me, I really started debating whether i could afford the debt. My plan was to to go to NYC, get my masters, and then work before I get my doctorate, preferably in sociology of education or sociology with a focus in education.
If I don't go to grad school this year, I will teach another year and soul search and hopefully find a masters or doctoral program that gives me a little more funding. I can't believe I am still debating as I need to make arrangements here pretty quickly and the stress of this all is getting to me. :-/ I really would like to get my masters from Steinhardt at NYU but I am having a hard time with the debt as the education/non-profit field is not known for being a very lucrative field.