So in response to the password thing, I really don't know what to think, I'm just going to offer my 2 cents. I found this excerpt on the Fastlane website-
If you are a non-financial user your FastLane password expires after 365 days of use (Table 1). If you are a financial user your FastLane password expires after 120 days of use. When you attempt to log in, you will be required to change your password. You cannot use your last three passwords.
The weird thing is, that I know I created my account in August 2007. I reapplied this year, so I remember updating my password in August of 2008. According to this, my password shouldn't have expired by now, however it expired around 2 weeks ago. Not that it means a lot or anything. Its just a comment. Has everyone's passwords changed?