Malphaba

Thanks so much OregonGal! Yea, I then remembered, my sister looked into into Sallie Mae for her undergrad, and they wanted to charge her more interest than the amount she was even applying for! That's helpful!

Hey everybody, I'm new here! Incoming first year for my MPH at Boston University! I'm in the process of figuring out my loans, etc, aside from what the school is providing and have some questions. I have contacted my financial aid office, and am waiting to hear back, but wanted some other opinions. Here's the situation: I'm looking at applying for Grad Plus loans for the majority of my living expenses (I will be working as well, but my income is not hugely sufficient, and I'm unsure if I will keep my current job hours while in school) And in reading about them- you can apply for up to the cost of tuition, minus what you're already getting in financial aid. Then whatever you take out goes to the rest of tuition THEN toward your living expenses. With what I am getting through federal direct loans, and scholarships, I would be allowed to apply for 23,000 for Grad Plus, but if they take out my estimated contribution first, it would be even less... My question is, What would you do? Pursue something else for the estimated contribution (Sallie Mae, etc?), and put whatever I apply for with grad plus towards living expenses, or just apply for the full amount and let them put it towards tuition and go from there? I don't have experience with either, so I'm not sure.. Sorry if this doesn't make sense, I'm just wondering how people have handled loans in this situation.