Even I'm having the same dilemma. I wasn't accepted for the MFA prgram at SAIC, instead they gave me a Bachelor's degree offer with 48 credits waived off (as I already have a bachelor degree in civil engg) with 3000$ scholarship. Considering the fact that I'm an international student my tution+other expenses would be really high. thinking of applying to SCAD for the MFA.... Not so sure about it, (considering the Art scene in chicago vs art scene in Savanah or atlanta, saic wins the race). I'm more inclined towards SAIC but cost is keeping me off the waters...