I'm not trying to be confident, but I think those who were asked to change password after trying to log in must be confident. I think it is an indication of something there. I understand that passwords will expire after 365 days (according to NSF policy). But my password was only about 6 months (I had it set it in October 2008), and I was also asked to change my password about several days ago as well when I tried to log in Fastlane. I might not be right.