Withdrawals/Retakes when applying to top MBA programs

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School: University of Virginia 2009

Double Degree in Physics and Finance

Currently: investment banking analyst at a top bulge bracket investment bank

Undergrad GPA: 3.978/4.0, Summa Cum Laude

GMAT: 760

POTENTIAL PROBLEMS: I withdrew from 3 courses throughout the duration of my undergrad career, each in different semesters. I'm afraid this will send bad signals.

Also, I carelessly received two B's in very easy classes my first semester and repeated both courses in my junior year to boost my GPA because A. I had extra space in my schedule and knew it would not be a hassle to just add the two courses, and B. it would make me eligible to receive Latin honors (summa cum laude) upon graduation

I want to get an MBA to develop skills and go into a consulting-based position at a nonprofit. My dream MBA programs are Harvard, Stanford, and Wharton. How bad with the W's and repeats look, and how should I try and explain/make up for them in my application?