Seminary/Divinity School Debt?

[B-612]

Hi all,

I'm about to graduate from divinity school and I'm thinking about all the interest my loans are accruing. It's top-ranked and it's private so it's not particularly cheap. I came with the intention of going to a PhD program but I in no way presently feel ready for that pressure/intellectual endeavor. I'm considering ministry to test the waters for the ordination process (I might pursue an Anglican studies certificate if I get good funding and think ordination is the right way to go). However, I can't help but think that repaying loans needs to be one of my primary concerns while finding the right job.

Any former seminarians/div school students have any tips, tricks or advice that might prove helpful?