natebassett Posted March 27, 2014 Share Posted March 27, 2014 (edited) Hi, so if you have loans through the department of education (which you probably do), there is a form that you can fill out to get defered if you are in a graduate program with a fellowship. Here's my question - I got an assistantship from UIC where my tuition and fees are paid and I have to be a teaching/research assistant. Does this qualify me for deferment? Edited March 27, 2014 by natebassett Link to comment Share on other sites More sharing options...
unbrokenthread Posted March 27, 2014 Share Posted March 27, 2014 As long as you're enrolled in school, I'd imagine yes. Link to comment Share on other sites More sharing options...
Maleficent999 Posted March 30, 2014 Share Posted March 30, 2014 I'm pretty sure you can defer for as long as you're a full-time student. Link to comment Share on other sites More sharing options...
megamaser42 Posted April 10, 2014 Share Posted April 10, 2014 Sry for the late response. I started grad school right after undergrad and my fedloan student loans were automatically deferred once my 6-month grace period was up. I didn't have to fill out any forms. Link to comment Share on other sites More sharing options...
picabo Posted April 16, 2014 Share Posted April 16, 2014 Yes, you can defer them. It doesn't matter if you have income. The only requirement is that you be enrolled at least half-time. I have a fellowship that pays my tuition and a stipend and my loans are deferred. However, the interest does continue to accrue. You can pay it if you want or you can just let it be added to the balance. Link to comment Share on other sites More sharing options...
Maleficent999 Posted April 16, 2014 Share Posted April 16, 2014 Yes, you can defer them. It doesn't matter if you have income. The only requirement is that you be enrolled at least half-time. I have a fellowship that pays my tuition and a stipend and my loans are deferred. However, the interest does continue to accrue. You can pay it if you want or you can just let it be added to the balance. Did you have to fill out paperwork to defer or did it happen once your new school registered you as a student? Also, did it defer once classes started or when you signed up for classes? Link to comment Share on other sites More sharing options...
Meanyus Posted April 17, 2014 Share Posted April 17, 2014 When I went from undergrad to my masters, I just gave them a call. One of my loans had lost it's grace period due to a scheduling conflict when I was doing community college but they still agreed to defer it if I showed them my acceptance letter. I didn't have to pay anything after I asked them to do that. Link to comment Share on other sites More sharing options...
picabo Posted April 18, 2014 Share Posted April 18, 2014 Did you have to fill out paperwork to defer or did it happen once your new school registered you as a student? Also, did it defer once classes started or when you signed up for classes? I had to fill out paperwork. I'm not sure when you can submit the paperwork. For me, registering for classes and starting classes happened within a week of each other. The website for the loan agency probably has information about deferment. If not, you can call them and ask how to get the form. The form will be specific to the lender. In my case, I had to submit a form for my federal loans and a form to my private loans (originally borrowed from Citi and now managed by Discover) Link to comment Share on other sites More sharing options...
Maleficent999 Posted April 18, 2014 Share Posted April 18, 2014 Ok great, thanks! I'll check with my lender. Link to comment Share on other sites More sharing options...
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