Differences between OT programs?

[OccTherapy]

Hello! I'm applying to OT programs this cycle and I'm trying to find out the big differences between a lot of the top programs. I've applied to about 15 different programs (USC, WashU, BU, SJSU, Tufts, etc.) and already got acceptances into a few. Although most are Masters programs, I'm pretty sure I want to go for my OTD. I know a lot of people use location as a good indicator of which school they want to attend, and I'm looking to go to a school in a big city. I'm also narrowing down my choices by choosing schools that actually offer OTD and where I can complete it in 3 years. (While I'd love to live in NY, Columbia doesn't offer OTD, and NYU's masters+OTD program would take 4.5 years to complete.) So my main question is: what are the biggest differences between the schools that do offer the OTD- like USC, BU, WashU, VCU? Besides cost and location, what are some of the factors I should be looking into?  Also, has anybody gone the route of getting their Masters from a school that didn't offer OTD, and then doing the additional OTD year/s immediately after at a different university? I know this route is stickier because you have to reapply with rec letters, GRE scores, etc. but I'm wondering if it's as much of a pain as it sounds. Any information is greatly appreciated!