phildog55

Temple's funding is sparse as they only have so many lines....which is why they make you wait to find out if they can offer you anything. The best thing you can do is make sure they know you are really interested in the program, this will help your chances of getting funding.

If you are absolutely certain that getting a PhD in Philosophy is what you want to do with your life, then getting an unfunded MA is not the worst thing in the world. Sometimes a MA is essential for boosting an undergrag GPA, developing a better writing sample, and getting better letter's...which can help you get into a better school (or help you get into a PhD program, period). An MA is only 1-2 years, so the expense isn't as much as paying for a PhD (which I would absolutely not reccomend). This being said, I would only pay for an MA if you have some sort of fall back option (like, parents who will let you live with them if you run out of money). I also advise getting a job (even if its just part time) when in the Master's program. Taking out loans for living expenses on top of loans to cover tuition is NOT a good idea. When you get a PhD, chances are you will have to teach or TA at some point as part of your funding package, so working 20 hours a week and studying is not terribly dissimiliar from being in a PhD program anyway.

Philosophy99...I am somewhat envious of your acceptance list. Would you mind sharing your stats?

Congrats! Do you mind sharing your stats and/or areas of interest?