Also, a word on the funding issue: there are people who are accepted into PhD programs in the Humanities as full time students without funding. In my opinion it is madness to do this given job prospects on the other side (especially in Philosophy of Religion/Theology). If you're rich, have a trust fund, or a partner that's willing to support you then maybe it's another story. Most of the programs that people on this thread are curious about offer full funding with admission. I've heard that Chicago admits a few PhD students every year without full funding, although I think this has changed (maybe someone more familiar with Chicago can speak to this).