Understandable - wasn't trying to call you out or anything. I am leaning more and more towards attending Heinz. With the factors I detailed above, I "hope" I can graduate with 20k +/- 5k of debt. With your funding, cost of living in Pittsburgh, possibility of working part-time, and perhaps additional second year funding - it seems more like half of your initial estimate might be a more realistic figure. Although being conservative about the anticipated costs make sense. Maybe I'm being too generous?