puertosurf

I had good luck googling / linkedin local EI SLP's at private practices.

Mystique, can you elaborate please? Is the NYU 3 year program actually just 3 school years and no summers? Thanks!

I would recommend CSULA just for the location if you want to live together. Traffic in LA is brutal and you guys will both be very busy. The drive from USC to Fullerton can easily be 1-1.5 hours in rush hour.

Thanks for posting, this is great! Can anyone else confirm that 120K is the average salary in NYC? I haven't heard that before. On Glassdoor, average salaries are 65K, but on Indeed they are in the 100+ range.

I like online programs and used Barrons because it was the cheapest. Looks like they're on sale today for 69. They have a ton of practice sets, that adjusts to your skill level and what you've learned, and a pretty accurate score predictor. http://barronstestprep.com/gre/#2

Mystique, I know a current NYU student who likes & recommends the program, and shadowed a NYU alum who also recommended the program!

I would take the free school! When I crunched the numbers for 100K of debt with a 70K salary living in a big city, I would have to make hard choices - either live comfortably (pay off loan, save for retirement, save for short term - emergency fund, car, down payment, vacation etc) or I could pay off the loan, have a kid, and have no savings / depend on my husband to provide entirely for the kid and the down payment. Of course, if you live somewhere cheaper, i'd imagine making 60K would go a lot further. Run the numbers! Also, exactly how bilingual are you? At the one bilingual certification program I researched, you had to be fluent - not only to hold conversations with the parents, but to have a thorough knowledge of typical language development.

Pronounce, I don't know much about mortgages. Does the debt to income factor count the total amount of debt you have, or just what you owe each month? I would be paying 10% of my monthly income. I definitely want to be able to get a house in the future!

I guess I'm thinking the opposite way from you guys - 20 years is a long time, but I think I will be able to live very comfortably - have kids, take vacation - while paying off the loans. The only thing I would worry about is my ability to qualify for a mortgage. In contrast, when I look at 10 year plans, if I am paying back 1.5-2K a month I will literally be poor. If I assume I will make ~70K, that's about 4K a month in take home pay. I cannot pay for rent, gas, groceries, and have a kid on 2K a month! (Assuming I live in a big city like NYC) When I graduate I will be 27 and due to personal/family genetics I must have children before I turn 35. So 10 year payment plans are not possible for me. It's unfortunately either the 20 year plan or no grad school at all for me :/ Btw guys, the thought of this much debt terrifies me! I don't think I conveyed this. I am considering not going to grad school because of it.

SLPtoBEweee, I am also looking at around $150K in debt. There is no way I could afford 1.6-2K a month in payments, especially since the income cap for SLPs in large cities seems to be 110K, with the average much lower. The only way I could afford this debt is with the government's Pay as you Earn 20 year forgiveness program - monthly payments of 10% of your income for 20 years, regardless of employment status / where you work, and then the remaining debt is forgiven. If/when I get married, there is the option of filing married filing separately so that your spouse's income does not count as part of your income. However, I'm not sure what impact this program will have on my life - like credit rating, ability to get a mortgage, something that would make me want to file jointly? I read one horror story about the predecessor to the Pay as you Earn program where someone completed all his paperwork on time but was still denied. If anyone has any insights, I'd appreciate it! Here is what I used to calculate - http://www.finaid.org/calculators/ As others have mentioned, there is also the 10 year public service program, but I don't think I'll be employed for 10 years by a public school / nonprofit. There is also the strange thought that since the gov will be forgiving the eventual balance + interest, should I even be saving now and planing on using up all my savings/stocks to pay for my first year?

Guys, I calculated my budget independently and also came up with 68K per year (includes year long tuition, housing, food, etc). I figured out that the only way I can afford these loans is through the government Pay as You Earn 20 year loan repayment/forgiveness program, or potentially the 10 year Public Service Loan Forgiveness program. I feel a lot less stressed now, hopefully this will help someone else!

Northeastern lets you apply without having completed the pre-reqs In California, CSUEB and SJSU both have 3 year programs combined with prereqs, without needing to reapply

Hi other admits Has anyone been able to sign up for housing? I followed the instructions in the Admitted Students page, but still couldn't find a link anywhere. Also, out of curiosity, my admit page on Albert says Entering with an UGRD Degree, which is strange because I'm an out-of-field admit. Any other out of fielders with a status like this?