Most programs that I've looked at say on their website that they don't accept any transfer credit -- and you have to think it would make no financial sense for them to accept class credit taken somewhere else. I guess it might be possible to use a year of an MA to prove you're capable of doing graduate-level work and are interested in the field and then leverage that for a new application to someplace you've been previously rejected (I assume this is your intent?).
On the other hand, it might make more financial sense to sit grad school out for a year, take some courses as an at-large or visiting student at a local university, and try again in a year. In that year you could also get more work / volunteer experience in your field of interest. This might be harder if you live someplace rural without easy access to a nearby college or university, but in that case online courses might have to do.