Well I know for epidemiology at the University of Michigan and this might be the case for other schools of public health, I was told by admissions that an applicant will hear back quickly if they are an "automatic" admit. That is, someone who has great stats (3.3 - 3.5+) a well written SOP/PS, as well as someone with a lot of public health experience. UMich is my alma mater so I personally sat down with the chair of admissions in the department that I was applying to as well as other academic coordinators to make sure that my application was in early, fees paid for, SOP/PS advice, etc. I was told that UMich does two rounds of scholarships. This is the case with many schools that have two deadlines (priority and regular deadlines). So the earlier you apply the more consideration you get for their masters tuition scholarships. I submitted my SOPHAS on 9/11, was complete 9/13 and verified on 9/25. SOPHAS started mailings on 10/17. Each school might be different and have different opportunities for students. For example, I applied for residential staff (e.g RA position) to get free room and board. There are also graduate assistantships that students can apply for as well, which are teaching positions for graduate students. There are many options for funding at many schools and it is up to the student to find them. I am trying to take out as little loans as possible because I will attend medical school after I complete my MPH. In terms of the FAFSA, I think that it doesn't open up until January. There are GRAD Plus loans that you can take out if need be, but I believe the interest rate varies depending on credit history and other factors. I think minimizing the amount of loans for an MPH is something everyone should be thinking about because even if you attend a highly ranked school, salaries across the board are not too high for each respective public health department. Also, if anyone has questions about the University of Michigan feel free to ask. I am biased though. #GoBlue