I would be transferring to earn my BA if I attended a state university.
The heavy cost of postgrad studies is the primary reason why I mentioned money as a concern. I will be ruined if I rack up $ 30,000+ in debt before I even enter a masters program.
And I am aware that it is nearly impossible for me to comprehend how conservative I am in the spectrum of belief. I realize that if I did end up in a grad program at a place like HDS in a couple of years, I would have an awful time due to the opposition I would face. However, I find it very difficult to accept the notion that my beliefs are valid without challenging them. My faith is precious to me, but if it can only be preserved (as is) in ignorance, it is not worth keeping. I would like to be challenged by thinkers from a very different perspectives so I can fully own my beliefs.
At the grad level, moving is no issue for me. I am not even opposed to leaving North America.
My career goal is to land teaching/researching somewhere, probably in Christian liberal arts college (i.e., Northwestern, Calvin, Wheaton, or a similar school).