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Aski

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Posts posted by Aski

  1. I would say that your first best step would be to look at employment outside of Armenia and see if your degree would be recognized. If so, wonderful! If not, while it is possible to hold more than one Phd, two in similar fields as the poster above said is unlikely, but I guess that would also depend on your area of research, thesis topic, and if the Phd would be identical given the research. You are never too old, I am 34 and beginning my master's in Sept :)

  2. C'mon everyone, be nice. Rejection hurts, lets just try and be empathetic okay. Only nice things

     

    Rejection does hurt, I agree, but we are all adults here and we know that rejection is part of life, I may be rejected from the program I applied for. That being said, it is not the fact there were rejected that is humourous, it is sad indeed, it is their response to the rejection. Instead of thinking perhaps there were better applicants or there wasn't a supervisior they rant and believe that since they went to an ivy league that should have guaranteed them a spot, this is what I find humourous, in a facetious way. I want people like that to understand that an ivy league doesn't make them a better applicant unless they have the stats to support their claim. No malice is intented.

  3.  

    Anybody hear from uvic regarding the MPA (online stream) yet for Fall 2014? I know the decisions were going to be made within the first two weeks of April and since this is the second week, I was wondering if anybody heard as of yet? I wonder how many applications they get fo rthe online stream?

     

    I spoke to them a couple weeks ago and I was told that the online stream applications are being reviewed at the beginning of April. In the results page it looks like last year someone received their acceptance April 17th. Hope its not too much longer.
  4. I think this from today is one of my favourites I have seen:

     

    "I can't believe this fu**ing shit. I am undergrad from IVY LEAGUE. I am not good enough for you? Stupid fu**ing school. I reject you."

     

    While I feel bad for those who don't get into their program of choice, to say that you are ivy league instead of saying how great your stats are makes me feel a  little less bad. This person felt they should get in because of elitism rather than merit. Perhaps stats weren't good, perhaps intended area of study didn't fit, perhaps they did not have an advisor for the topic presented, there are many reasons why one is not accepted and saying you went to an ive league I am sorry to say doesn't weigh much unless you have amazing stats. :) good luck with your other choices

  5. I got an admit for 2014 MPA at UVic! I speak only from second-hand hearsay, but the smallish school and co-op intense programs are said to make for a really collegial environment. Cheers!

    Congrats! I applied to that program too, the online program. which program are you doing?

  6. I'd love to know if anyone else has the answer to this question. Mine is sitting "App Forwarded: Interim Review" as well... I guess that just means they're doing their first round of checks to see if folks have submitted everything necessary? Did anyone else who applied to UVic contact a potential faculty advisor? I didn't and now I feel like I missed something important :(

    My app has been "file forwarded to department" I emailed and it was sent to the department feb 23. That means that I have all the prerequisites and my application is complete. I was told it could take a few weeks to hear back anything :(

  7. Thanks for the cell phone plan update! I heard that in the past year, a lot of cell phone law reform has taken place in Canada and now we're closer to the better US model! Yay!

     

    Also, regarding the US/Canada bank accounts, you are right, you will not be able to access a US bank account and a Canadian bank account in the same online bank session (or with the same bank card etc. if you visit a branch or go to an ATM). Perhaps I was not clear enough, but what I meant was that many banks, such as BMO, will allow you to have a US Dollar Bank Account, not an account with a US bank (which I'll call a  US Bank Account). When I log into BMO online banking, I see my Canadian Dollar Savings, my Canadian Dollar Chequing, and my US Dollar Bank Account. I am able to transfer money from my Canadian dollar accounts to my US dollar accounts online (paying the exchange rate of course). If I wanted to take the money in the US Dollar Bank Account to a US Bank Account (e.g. Citibank), then I would have to get a US Dollar Draft from BMO (aka Money order), which is free, and then physically take the money order to the US and deposit it there!

     

    However, TD Bank / TD Canada Trust, does offer "Cross-Border Banking" (http://www.tdbank.com/personal/cross-border-banking.html). It even says you can view both your US and Canadian Bank accounts online. You will also be able to transfer funds from your US Account to your Canadian Account (and vice versa) with no fees. Of course, these services already exist (e.g. Western Union) but they cost money--if you do it internally within TD, then it's all free and there's no third party involved (although you could argue that TD Canada Trust is technically a separate entity from TD Bank in the US). 

     

    So I hope this clarifies what I wrote last year about banking in Canada and the US!

    That does clarify some of the position. But to clarify one things, while you have the ability to see both accounts with TD, you cannot transfer money online, you must call them and complete a wire transfer.

    Cheers :)

  8. Here's my experience with Canadian banks. When my wife and I moved in together and decided to switch to a common bank for the majority of our stuff, we researched a bunch of Canadian banks.

     

    RBC -- I had their junior account as a child. After reaching adulthood, I changed banks because their student plan (the only one without a monthly fee) isn't very good. I would not recommend this bank since you can get much more services for less money elsewhere.

     

    CIBC -- From my experience, this bank is more useful for business clients than personal banking.

     

    HSBC -- Same as above.

     

    TD Canada Trust -- I have an account with them but it is not my main account. They are open 7 days a week, so that is nice. The "TD" stands for Toronto Dominion, so the majority of their locations are actually on the east coast, but I know there's plenty of branches in Victoria too. They also have locations in the US (mostly in New York, I think) which is branded as "TD Bank" instead. If you have both a Canadian TD account and US TD account, you can conveniently transfer funds from one to another online, I think. I probably would be using this more if I moved to a US city with a TD Bank.

     

    Bank of Montreal (BMO) -- This is where my wife and I do most of our banking in Canada. We really like this bank because you only need to keep a minimum deposit in one of our accounts and the banking plan (unlimited transactions etc.) is free for all of our accounts (e.g. savings, chequing, our joint and individual accounts too). This is much better than TD, where you need a minimum in EVERY account to get free transactions etc. Also, under their best banking plan, you can withdraw money at international ATMs without extra charges (from BMO) up to 5 times a month. In addition, if you show proof of being a student, you get the Student Price Card for free (attached to your credit card) which gives you a lot of discounts on stuff. I think BMO has the most benefits for students -- instead of having a low services no-fees student banking plan, they give you $8.50/month in banking plan credit. So, if you don't meet the minimum, you still get the standard banking plan for free! The down side of BMO is that it is also an east-coast based bank, so there are fewer locations out west, but there's still a good amount in Victoria. Oh, since moving to the US, we have created a US dollar account with BMO so that when we need to move money from one currency to another, we can do so with few fees. Bank drafts and money orders out of the US dollar account is free with BMO.

     

    Coast Capital Savings -- This is a credit union that is only in Victoria and Vancouver. This was my main bank before BMO. They are very nice and so far, have given me the best banking service ever. They are very plentiful in Victoria and their basic free account includes unlimited transactions already. Obviously, a big downside is that they aren't very widespread so it might be hard to find an in-network ATM if you travel elsewhere in Canada.

     

    In summary, I would probably recommend BMO or TD Canada Trust, depending on what you need. Check out their websites (make sure to get the Canadian version of the TD website) and see what fits you better. I know that TD sometimes will have offers like a free iPod if you sign up an account and put X dollars in it. 

     

    You could open a bank account ahead of time in Toronto, but then your "home branch" will be set to something far away. This is no big deal though, because when my wife and I moved to Ontario, all our home branches were in Vancouver, and there was no real issues with that. Once in a while, you might need something specifically done at the home branch, so they might have to fax or mail stuff, and it could take a few extra days. But that is pretty rare and if you have a good reason to set up the bank account early (and perhaps transfer the money early), then it's probably worth the hassle of having a "home branch" that is not in the place you're living. Also, you might be able to change the home branch anyways, once you get to Victoria.

     

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    Cell phones: The Canadian market isn't as good as the US one! We were very pleasantly surprised to see how much better the US market was. For example, long distance works very differently in Canada. Basically, if you make a call outside of your city, even if it's the same area code, it will probably be long distance. Thus, if you sign up for a cell phone in Toronto/Ontario, you will get a Toronto number and using it in Victoria, BC would count as long distance!! You would have to pay extra for nationwide calling, which you probably do not need! Also, you might have to pay a fee to transfer your phone number from the Toronto one to a Victoria one (this fee might be gone now).

     

    The three big telecom companies are Rogers, Telus, and Bell. They each have their own spinoff company that offers a less expensive plan for lighter users. Rogers has Fido, Telus has Koodoo, and Bell used to have Solo (but they aren't taking more clients). There are also other companies like Verizon. However, I think the new big thing is WIND Mobile (http://www.windmobile.ca/en/Pages/default.aspx) They seem to have the best rates but checking their service map, they haven't expanded to Victoria yet (although it is a "planned expansion"). 

     

    Overall, be prepared to pay a lot more for cell phones. I used to be with Solo and paid $25/month for 100 local minutes, unlimited texting and then an extra $10 for voicemail and caller ID. I didn't even have a smartphone. My wife and I pay the same dollar amount today for smartphones with unlimited talk, text, and data as we did in Canada for the above plan with "dumbphones".

    I just wanted to correct a few things, I know this post is old but I would hate for someone coming to Canada to rely upon it. First, there is no bank in Canada that would let you have access to an account in the US and a Canadian account, for online banking you would have to log into two different accounts. The banking laws here are much stricter than in the US. There are many banks that operate all over Canada and where you open your account is irrelevant. The top 5 are located all over Canada: RBC, TD, Scotiabank, CIBC, and BMO. Then you have smaller banks and the credit unions, while with this subsequent option you would be limited in finding another branch somewhere across Canada, most smaller banks and credit unions are part of the exchange network in which you can withdraw money from other locations with no fees.

    As for cell phones, most companies do not charge long distance fees. I am with Koodo, no contract, and for $50 I have: unlimited anytime calling, unlimited national/international messaging and picture messaging (text), no roaming when outside local area, 2gigs monthly data. It is one of the best plans out there :) And they were my service provider when I lived in BC (Pender Island) and I had good reception.

  9. Actually i m applyin fr masters structural engg. in UBC. bt one of my friends in US told me tht CANADA and its univ are technologically nt tht advance .  :unsure: he told me to go fr US. I dnt knw whethr to apply or not. sum1 pls clarify!! :)

    Your friends statement is not true, Canada does not lack technological advancement. However, that being said, some of the best structural engineering programs are in the UK and Japan. It matters firstly what you are looking to get out of the program (your career ambitions). And be careful when reading articles that list the "top schools" they can be misleading. You should contact alumni, search for publications and review professional journals, this will help you decide which school to attend.

  10. New to here but see some really great information. I applied to the UVIC online MPA, anyone have any idea of when I should hear back. My status has been sitting forwarded for review for close to 3 weeks. Anyone here every applied for this program that can offer some insight?

    Thanks :)

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