Wow 25% is really high!!!!!
I actually found a few private education loans online, and the rates they show are between 3 to 10%. However, I do not know do the same rates apply to international students too.
I would like to get a loan at my home country too, but it seems we do not have such education loan here. We do have personal loans, but the repaying period is kind of short (the longest i saw was 72 months). How I am supposed to repay it all in 6 years, given that the Master's program last for 2 years.../_\