I got into the SAIC's and SMFA's Painting MFA programs. I'm able to receive about $15,000 this year in grants for SAIC and I would have to take out loans for the rest. I was awarded $10,000 a year for SMFA which will most likely have grants in addition once I get my financial aid information. Which program should I attend? SAIC's reputation is much higher than SMFA's, but I'm assuming once I get my financial aid information, SMFA is going to be more affordable. Is it worth being 40k or more in debt for a top Painting MFA program?