Thanks, I can't tell you how helpful you've been! I really feel like I'm alone during this application process, so it's nice to have someone ready to respond to questions.
This may sound like an ignorant question, but what the process for acquiring financial aid for PhD and MA programs? Up until now, I thought that after I was accepted somewhere I would work it out with the school, but now I'm wondering if there's a separate application? Any info about this stuff would be helpful!