Some of the Universities that I have applied to requires an additional Financial Documenation submitted to ensure that the international candidate has enough funds. This is rather easy to fill out comparing the rest of the application; I could go to the bank, get the officer to sign the document and that's it. This ofcourse assumes there is enough money in the bank before applying. Sadly for educational loans, the story is very different.
If I were to apply for loans before admission to grad school and if the application gets rejected, the money goes futile. But I have no choice in the matter because of what I've mentioned before. If there was a choice for submitting these documents after admission, it would've made more sense. In that case I could just go to the bank (after grad-admission) apply for the loan and report the funds to the University. I hope you could see my dilemma. I need some advise on this.
Note: I am applying to Universties in the US. If more information is required about the particulars of these universities' admissions policy I could post links here.