Portafoy I dont really know your work so it is hard to say but I would vote for SVA. SVA seems to be always putting out good student work which gives you good insight into their program. Also Charlie Traub that runs the program is a long time educator and pretty important in the way of photo. As for SAIC, I honestly think that they are sort of living off of the reputation of past faculty members and the fact that they are apart of a major museum. I think cost of living will be slightly higher in NYC but ultimately you can live pretty cheap there. But Chicago is a beautiful city so either way its hard to say.
Labmouse once again it is hard to say since I dont know your work but I think MCAD is a really good program if you can stand the bitter cold weather of Minneapolis. MCAD is definitely more than just a mentoring program but ultimately I think you need to pick the geographical place you want to be: the warm weather of San Fran, the cold of Minneapolis, or the huge art scene of NYC. All the schools you picked are in very different climates and cultural lifestyles.
I dont know if this was any help for either of you but I just figured I would put my opinion out there.