I applied to two MSW programs. One is a 16 month MSW program that costs around 55k and is out of state. The other program is a 3 year MSW program for around 36k. I am 30 and I need to get my MSW ASAP and hope to pursue a LCSW license as well so time is a factor. I also don't want to have a huge debt looming over my head.... so I am torn. Thoughts? Btw, I got accepted to the 16 month program that costs 55k and an interview at the 3 year MSW program that costs 36k. My interview is in 5 days... and I have no idea when they'll reach an admission decision. I have to make a deposit to commit to the 16 month program by April 1.