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Thanks for the replies, everyone! Also, Here's a kinda dumb question... To get into a MS program, you obviously need a Bachelor's degree. But does that mean you need to have the degree before applying or before starting (do you apply your senior year or after graduation)?

Hi, everyone! I'm a sophomore from Pennsylvania and I'm hoping to get into a doctoral-stream Master's program in math. Of course, I'll definitely apply to US schools, but I would prefer a Canadian school because I want to move to Canada. How hard is it for an international student to get into a Canadian school (especially the University of Toronto)? I have a 3.55 GPA (3.67 in my major), I did a little research this past semester, I applied for an RA position (although I will most likely get rejected), and I'm hoping to get into an REU (a summer research program) this summer. I know my GPA is really bad, but is there anything I can do to improve my chances? Thank you in advance!