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Kristen Ackley

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Posts posted by Kristen Ackley

  1. The interest rates. Also the amount you can borrow per year is different.

    Direct Subsidized Loans

    Undergraduate

    4.45%

    Direct Unsubsidized Loans

    Undergraduate

    4.45%

    Direct Unsubsidized Loans

    Graduate or Professional

    6%

    Direct PLUS Loans

    Parents and Graduate or Professional Students

    7%

  2. Subsidized loans the government pays the interest until the end of your deferment period (usually 6 months after you graduate). Un-subsidized loans the interest begins accruing immediately after you borrow it and continues to accrue (daily actually) while you're in school and until paid off. So with un-subsidized you borrow 20K the first year, 20K the second, and by the time your finish school you owe 43K with $3000 in interest added in (these numbers are made up, but you can look up a loan calculator to get real numbers).

     

  3. Hi all! Am posting again to see if there is any more interest now that April 15th is approaching. My husband and I are looking to share an apt or house with a roommate (or a few roommates) to save on rent. We'd like to find a place with our own bathroom. We are down to earth and easy to get along with. I'd love to hear from others interested!

  4. 1 hour ago, jlt646 said:

    I'm in your age range, and I just found a place. I used Craigslist, and responded to everything that seemed relevant to my situation (not married, but two cats!). Individual management websites were fine, but tedious after a while. Highly recommend the craigslist route, even though it's a lot to keep track of. The roommates/shares section is updated constantly. 

    Thanks for the advice. I've been looking there as well. I'll keep looking!

  5. Hi all. I was admitted to PSU and am 90% sure I'm going to commit. I have been looking at housing options and am feeling a bit overwhelmed by it all! I'm definitely going to be looking for a roommate based on prices. A few things about my situation make it unique:

    1. I am married, so my husband would be living with us as well. We're both really laid back.
    2. We are a bit older than the traditional graduate student. I'm 28 and he's 31.
    3. We have a car, so we'd be willing to live outside of State College if that made things more affordable. I'd like to stay on the bus line, though.

  6. On 3/29/2016 at 2:43 AM, zephiwho said:

    Hello, I have committed to Penn State, and I am definitely looking for a roommate for a house, preferably, or an apartment. I am a relaxed guy outside of grad school and work, and I like to play guitar, snowboard =( , and do other outdoor activities. I have always lived with roommates (several,, actually) and I have gotten along with every single one, even the weird ones that stay in their room all day. My stipend is very generous, so finances won't be a problem. Also, I will be moving with my couches, my big TV, which I'll probably put in a living room, and a lot of kitchen gear. I plan on getting a dog ASAP when I move there, which is unknown at this point (July or August). My girlfriend will be coming to live with me later in the academic year. Finally, I have a car, so I am willing to live a bit outside of town (already have areas in mind).

     

    I would love to get in touch with like-minded people in a similar situation.

    Hi! My husband and I will be moving to State College in the fall. We are looking for a roommate (or two) as well. We'd like a 2 bed 2 bath but are flexible. House or apt doesn't matter. We're laid back and like to hike, play video games, and cook. We'd love to talk more about housing/ roommate options.

  7. I was accepted to both Masters programs for Speech Pathology. I am primarily interested in research and hope to earn a PhD eventually. I am trying to figure out which is a better fit. I am also a non-traditional, older student (28 years old and married). I am wondering if anyone has any thoughts or suggestions as to how to make this decision!

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