Kristen Ackley

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About Kristen Ackley

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  • Application Season
    2016 Fall
  • Program
    Speech Language Pathology

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228 profile views
  1. Federal Grad Plus Loan

    The interest rates. Also the amount you can borrow per year is different. Direct Subsidized Loans Undergraduate 4.45% Direct Unsubsidized Loans Undergraduate 4.45% Direct Unsubsidized Loans Graduate or Professional 6% Direct PLUS Loans Parents and Graduate or Professional Students 7%
  2. Financial Aid/Funding for Dummies
  3. Financial Aid/Funding for Dummies

    Subsidized loans the government pays the interest until the end of your deferment period (usually 6 months after you graduate). Un-subsidized loans the interest begins accruing immediately after you borrow it and continues to accrue (daily actually) while you're in school and until paid off. So with un-subsidized you borrow 20K the first year, 20K the second, and by the time your finish school you owe 43K with $3000 in interest added in (these numbers are made up, but you can look up a loan calculator to get real numbers).
  4. Penn State

    Penn State doesn't require a security deposit.
  5. Chances of Grad School/Success Stories

    Penn State looks at in major GPA and I think last 60. I applied with similar stats to yours last year and got in.
  6. 2016 Facebook Thread

    Penn State SLP Class of 2018
  7. Pennsylvania State University - 2016

    @zephiwho I am very interested in talking to you a bit more. My email address is and that's probably the easiest way to contact me!
  8. Pennsylvania State University - 2016

    Hi all! Am posting again to see if there is any more interest now that April 15th is approaching. My husband and I are looking to share an apt or house with a roommate (or a few roommates) to save on rent. We'd like to find a place with our own bathroom. We are down to earth and easy to get along with. I'd love to hear from others interested!
  9. Pennsylvania State University - 2016

    @Cat_Robutt thanks! I've been wondering what area of State College to check out. Bellefonte and Boalsburg both seem like good options as well.
  10. Pennsylvania State University - 2016

    Thanks for the advice. I've been looking there as well. I'll keep looking!
  11. Pennsylvania State University - 2016

    Hi all. I was admitted to PSU and am 90% sure I'm going to commit. I have been looking at housing options and am feeling a bit overwhelmed by it all! I'm definitely going to be looking for a roommate based on prices. A few things about my situation make it unique: 1. I am married, so my husband would be living with us as well. We're both really laid back. 2. We are a bit older than the traditional graduate student. I'm 28 and he's 31. 3. We have a car, so we'd be willing to live outside of State College if that made things more affordable. I'd like to stay on the bus line, though.
  12. Pennsylvania State University - 2016

    Hi! My husband and I will be moving to State College in the fall. We are looking for a roommate (or two) as well. We'd like a 2 bed 2 bath but are flexible. House or apt doesn't matter. We're laid back and like to hike, play video games, and cook. We'd love to talk more about housing/ roommate options.
  13. Penn State vs Howard- SLP

    I was accepted to both Masters programs for Speech Pathology. I am primarily interested in research and hope to earn a PhD eventually. I am trying to figure out which is a better fit. I am also a non-traditional, older student (28 years old and married). I am wondering if anyone has any thoughts or suggestions as to how to make this decision!