Do you know anything specific about the Irish Studies program? I'm not really sure what to say in response to this.
Of course I could see myself at other programs, and I applied to a variety of programs that I'd love to be a part of, but the information out there regarding what I want to study is spotty. There are no "rankings," but after hours and hours of research, I concluded that there are schools that have a great grounding in Irish studies, and they tend to be MA programs that lead into PhD's in different fields (literature, history, language, etc.).
I didn't go 100% by what my undergrad prof said, but the top programs she named (BC, Notre Dame, NYU) were the programs I found on my own as well. She has a PhD in Irish women's poetry, and my own research corroborated what she said, so I saw no reason to argue. She named BC and Notre Dame as the best programs out there. I'd love Notre Dame, but obviously getting in with a BA is tough, and I can't afford to wait around if I can go to a good funded MA program.
I applied to other schools with good faculty where I could do my research but have been disappointed so far. And while Queens U would be a fantastic place to study, it's all about the money in the end. I won't even pick BC if they give no funding, as you pointed out, no matter how desperate I am to roll out with those trust-fund babies.