Enyo

Hi there. I'd advise everyone to be very careful about taking out extra loans. There is a reason why student loan debt is all over the news and has even become a platform for politicians. Social workers don't make a lot of money, especially when we first come out of school. Trying to manage a meager salary and paying back thousands of dollars worth of loans at the same time can be not only overwhelming, but long lasting. You can only deffer for so long before the lenders are after you. Plus, the debt can work against your credit history. i speak from experience. I did it, but it was a struggle because of the practicums being during the day. I tried to find an evening/weekend job, but those are hard to come by in my area since the cost of living is so high that people with day jobs are also looking for night/weekend gigs. I ended up asking my parents for help which was embarrassing at my age (over 30), but I didn't want to take out more loans. Are you moving to NYC for school or do you already live there? If you're not already a resident, I'd advise against going to school in such an expensive area when you don't have the ability to work full time. I did this and it was probably the biggest mistake I made in terms of my MSW experience.