I know that as an MSW, and eventually an LCSW that I am able to teach and practice and that getting a PHD isn't "worth it" as far as money goes, etc. I am getting married to someone who has a GI bill that would cover rent and tuition for schooling so as it is in my reach I was considering it....there is just so much more I'd like to know, and things I would like to do research on. Is there anyone on here who has got their PHD but regretted it? I felt like my masters program barely taught me anything and that my real life work was more helpful, but am hoping that a PHD program would be a lot more... informative. But unsure if a PSYD would be something I really want to do. Would a PHD in say, family therapy give me much of any clinical skills or would it be more researched based?