Like most people I have a lot of debt from undergrad, and was interested in doing a MSW program only if I did not have to take out additional loans. I finally applied to two highly-ranked out of state programs and a local public MSW program in the city I live in.
Both the higher ranking programs gave me a lot of merit and need based aid. One of the higher ranked programs is an expensive private school, and was my top choice. I got $80,000 in scholarships, and the package they gave me would mean that for two years, I would need to take out about $5000 in loans for tuition. The local MSW pr