I was going to apply to RISD but changed my mind last minute. Its a difficult dilemma, the price tag on these institutions that are pushing great work but very pricey. A professor i worked with went to RISD and told me to look at it as an investment for your future and I know I have time to pay back my loans, but I also do not want to be drowning in debt. Difficult choice but regardless I think whatever you choose stick to it and enjoy it and make the best of it.