I also got into SLC and Columbia with partial funding (fiction)! And I'm pretty sure I'll be saying yes to SLC. This might just be my young impulsivity, but I have always been ambitious and willing to jump a little too high rather than not jump at all out of fear. I am in my last semester of my undergrad and also have a lot of personal shit that makes it that I don't really have a place to go after undergrad to wait around and figure stuff out/save money, so I need to get an apartment and start Adult Life now, and I really am comforted by the prospect of having a little bit of a safety net of being able to take out student loans to help with housing while I make this transition alone. I was on full financial aid all undergrad so I haven't taken out any student loans yet, so I feel ending up with an undergrad degree and a Masters and only collectively having less than $50k student loans to show for it seems like not the worst. I want to work in public service in the future so in the back of my mind I know that loan forgiveness is also an option. I will say in regards to Columbia, my undergrad is there and I know some people in their first year at the Columbia MFA, and the general feeling they have in their workshops is that quality of writing varies greatly within the program. I don't really know what to make of that personally, but that's just what I've been told. My sample I sent in included an eyeball scooping scene, so I feel like the direction I want to take my writing will be greatly supported by the somewhat non-traditional vibe of SLC. I just made this account and idk how to DM on here but I can message you more about the email I've sent SLC about funding, but they're on spring break right now and I haven't heard back so I can't tell you if it was effective yet. This is a big jumble. Just letting you know I'm right there with you in terms of scary big decision.