Hi. There are pros and cons to getting a masters degree. Yes, it gives you "access" to a lab and research experience, but it also could be costly. Have you thought about working as a volunteer in a lab? That way, you could gain the experience without having to pay for tuition? That could give you more flexibility.
Good luck!
Interested in applying to a clinical psychology PhD program? I’m recruiting motivated and bright students to join my research lab focused on addictions at Old Dominion University! My research focuses on substance use among young adults. Check out my lab website: https://sites.wp.odu.edu/barslab/
To learn more about our APA-accredited Clinical PhD Program (Virginia Consortium Program in Clinical Psychology): https://sci.odu.edu/vcpcp/