Hello there! I'm in a similar Columbia dilemma myself so I just thought I'd chime in. I also applied to two programs, one at TC as well. I've been accepted to TC, but I'm still waiting on a response from the Grad School of Arts & Sciences. I've received some scholarship $ from TC, but it won't make a significant dent in my COA. I went to the financial aid office at TC and was told about the daunting $68, 000. Buttttttt...take into consideration that that number is extrapolated and inflated. It's $24,000 just to dorm!!! Apartments are cheaper (yes, even in NYC-I live here and don't have to eat roasted rats to make ends meet!) Books and other miscellaneous fees can often be paid with a part time gig. Your COA can be brought down dramatically, and it's only an estimate. If I go to TC, I don't plan on taking out more than 13-15k annually...if that much. Where there's a will, there's some kind of way!