Honestly, It depends on how much debt, if its worth it or not... For my own personal situation, graduate school without any type of assistantship will cost about 30,000 in state... However, I am still hopeful for funding. I don't think that is too much, but I still have undergrad loan debt, so its not an ideal situation. Would I pay more than that for this degree... probably not. I mean to be real, student loan repayment sucks (having to do it now with my hubby). However, every person is different for what they think is okay in terms of amount of debt. I just keep searching for funding, hoping I will find something for at least half of my graduate school. I am definitely overwhelmed by it!