Biological Sciences PhD Stipend and Taxes

[gradnstructure101]

For those Biological Sciences folks when a university offers a stipend (may or may not include assistantship/TA) are taxes included in this figure? From websites, I see stipends range from 25,000-40,000 depending on cost of living ect. 

What do your finances look like? Has this been enough to live in your area/ cover all necessary and basic needs? 

[Emily Roberts]

[In the US] An offer letter stipend essentially reflects your "gross" salary, from which you will pay income tax. Generally speaking, if you have an assistantship, income tax will be withheld by your university, and if you have a fellowship, you will manually pay quarterly estimated tax.

Try comparing your stipend offer to the local living wage to see if it's sufficient.